# Dineroza

> Dineroza is a Spanish-language personal finance site for Latino immigrants
> in the United States. It publishes guides, comparisons, and calculators on
> sending remittances, building credit, banking without an SSN, using an
> ITIN, and filing taxes — sourced from public, citable data and written in
> plain, direct Spanish for a US-immigrant audience.

Dineroza is operated by SPLEX One, Corp. Some outbound links are paid
affiliate placements (Revolut, Remitly, Wise, SmartCredit, FreeTaxUSA,
E-file.com); this never changes which option is recommended first — see
/divulgacion and /politica-editorial for the disclosure and editorial
policy in full.

## Core sections

- [Remesas](https://www.dineroza.com/remesas): How to send money from the US to Latin America — country and city-corridor guides, provider comparisons, current fees and transfer times.
- [Crédito](https://www.dineroza.com/credito): Building and repairing credit in the US as a newcomer, with or without an SSN.
- [Banca sin SSN](https://www.dineroza.com/banca-sin-ssn): Opening a US bank account without a Social Security Number.
- [ITIN](https://www.dineroza.com/itin): Getting and using an Individual Taxpayer Identification Number — banking, mortgages, and IRS rejections.
- [Impuestos](https://www.dineroza.com/impuestos): Filing US taxes as an immigrant, including with an ITIN.
- [Calculadoras](https://www.dineroza.com/calculadoras): Currency conversion and remittance-cost calculators.
- [Comparar](https://www.dineroza.com/comparar): Head-to-head comparisons between specific providers (Wise vs. Revolut, credit cards, tax software).
- [Guías](https://www.dineroza.com/guias): Deep-dive how-to guides across all of the above.

## Trust & methodology

- [Divulgación de afiliados](https://www.dineroza.com/divulgacion): Which providers pay Dineroza a commission, and how that relationship is bounded.
- [Política editorial](https://www.dineroza.com/politica-editorial): How recommendations are decided, independent of affiliate revenue.
- [Metodología](https://www.dineroza.com/metodologia): How figures and comparisons are sourced and verified.
- [Cómo ganamos dinero](https://www.dineroza.com/como-ganamos-dinero): Plain-language explanation of the business model.